Terms of use

Terms of Use

By accessing the website at http://www.cro-card.com, you are agree to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Simple Card d.o.o.'s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  1. modify or copy the materials;
  2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  3. attempt to decompile or reverse engineer any software contained on Simple Card d.o.o.'s website;
  4. remove any copyright or other proprietary notations from the materials; or
  5. transfer the materials to another person or "mirror" the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Simple Card d.o.o. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


The materials on Simple Card d.o.o.'s website are provided on an 'as is' basis. Simple Card d.o.o. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Simple Card d.o.o. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.


In no event shall Simple Card d.o.o. or its partners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Simple Card d.o.o.'s website, even if Simple Card d.o.o. or a Simple Card d.o.o. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of materials

The materials appearing on Simple Card d.o.o.'s website could include technical, typographical, or photographic errors. Simple Card d.o.o. does not warrant that any of the materials on its website are accurate, complete or current. Simple Card d.o.o. may make changes to the materials contained on its website at any time without notice. However Simple Card d.o.o. does not make any commitment to update the materials.


Simple Card d.o.o. has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Simple Card d.o.o. of the site. Use of any such linked website is at the user's own risk.

Your Membership Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, tablet or mobile phone, and you agree to accept responsibility for all activities that occur under your account or password. Simple Card d.o.o. and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel membership in their sole discretion.

Product Description

Simple Card d.o.o. attempt to be as accurate as possible in describing the products, services, and discount vouchers.

Warranty Terms

CroCard Membership sold through www.cro-card.com and CroCard Mobile App is serviced and supported by Simple Card d.o.o. in accordance with terms and conditions stated on this page.

If you want your Membership Fee back for any reason, please contact the Customer Service Support at info@cro-card.com.

We will not accept return of Membership Fee when any of the stated discounts/vouchers from CroCard partners have been used.


All prices on the web site www.cro-card.com and Crocard Mobile App contain 25% VAT calculated and are expressed in Croatian kunas (HRK).

Payment Methods

Regarding to payment methods we accept:

  • Credit & Debit card

Credit Card payment is possible for all clients. When you buy Membership on our site with Credit Card the transaction is handled by PayWay Payment Services by T-Com. This system is certified and allows us to accept payments such as American Express®, MasterCard®, Maestro®, Visa.

All payments will be effected in Croatian currency. The charged amount on your credit card account is converted into your local currency according to the exchange rate of credit card associations.

T-Com Pay Way applies the most modern standards of data protection – Secure Socket Layer (SSL) protocol with 128-bit encryption and MD5 algorithm. ISO 8583 protocol ensures that data exchange between T-Com System and the authorization centers of credit card companies is done in a private network that is protected from unauthorized access by a double layer of “firewall” (firewall).

  • Bank Account Transfer

    You can buy CroCard Membership via direct Bank Transfer to our business account with info as stated.

    Bank Name: Privredna banka Zagreb d.d.
    Bank Address: Radnička cesta 50, 10000 Zagreb, Croatia

    Receiver Name: Simple Card d.o.o.
    Receiver Addres: Ulica kralja Zvonimira 23, Imotski, Croatia
    IBAN Number: HR7523400091110865189

    As soon as you send us money by Bank Transfer, you must send us your Reference Number/Transaction Number by email. When transferring amount to our bank account, please note in your bank order that you will PAY FOR ALL FOREIGN BANKS CHARGES. If you don’t do this, and should the bank charge fees for the transfer, we will not be receiving the full amount and are unable to process your order.

    Always write (YOUR EMAIL) MEMBERSHIP FOR CROCARD – this will help us to identify your payment.

    Usually bank transfer takes about 2 days to process before we receive the confirmation from our bank. After we receive bank confirmation we will send you CroCard Activation Code to your email address.

  • Prepaid CroCard Code

    Buy CroCard Activation Codes from our authorized resellers. Just enter the code in the CroCard App, Profile -> Enter CroCard Code to activate your membership.


Simple Card d.o.o. may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Croatia and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.